Guhera no gukora bidashobora gusohoza bidasanzwe, cyane cyane niba nyirubwite arekura ibitekerezo binini nishyaka ryo gukora itandukaniro. Ariko, mugihe iyerekwa rishobora gutera gutekereza, kubona kudaharanira inyungu hasi bisaba igihe n'imbaraga.
Kugira ngo ube nyirayo, ugomba kwegeranya impapuro no gutanga inyandiko zerekana ko umuryango ukorera rubanda kandi wujuje ibisabwa kugirango imisoro isonewe imisoro. Umaze gukuraho izo mbogamizi, urashobora kwibira mubikorwa byukuri, kubaka itsinda, no kugira ingaruka nziza. Komeza usome wige kugabanura neza kudaharanira inyungu mu ntambwe icyenda.
Ni izihe ngabo zidaharanira inyungu, kandi ni izihe nyungu zabo?
A kudaharanira inyungu ni ubucuruzi bwakozwe kugirango ukorere intego birenze gushaka amafaranga. Ku mugaragaro, ni ishyirahamwe IRS ivuga ko risonerwa umusoro kuko rishyigikira impamvu ifasha abaturage akamaro. Tekereza ku bintu nko kubungabunga amateka abungabunga ubushakashatsi bwa siyansi, kurinda inyamaswa, cyangwa kuzamura ubukungu bwaho.
Amafaranga ayo ari yo yose adaharanira inyungu azana mu butumwa bwabo, ntabwo ari abantu ku giti cyabo cyangwa abanyamigabane. Abantu bahamagara kandi badaharanira inyungu zidahanwa cyangwa 501 (c) (3) amashyirahamwe, bitewe nigice cyihariye cyimisoro ibaha imiterere yubusa.
Hano hari perks nkeya zo gutangira andumi:
Uyu muryango urashobora kubona imiterere yimisoro ya federapt, bivuze ko ba nyirayo ntibagomba kwishyura imisoro yinjira.
Idaharanira inyungu irashobora kandi kwemererwa kuruhuka imisoro yibanze na leta.
Ba nyirubwite badaharanira inyungu barashobora guhabwa impano kubantu nindi miryango kugirango bafashe gutera inkunga inshingano zabo.
Ba nyirubwite barashobora kandi gusaba inkunga ibigo byinzego bya leta n'imyanda, bishobora gutanga inkunga yinyongera kubikorwa.
Ku ruhande rwa flip, idaharanira inyungu ntabwo ari ibibazo byabo. Ba nyira ba nyirubwite bagomba gukora gusa kubijyanye na rubanda, ntabwo ari kugirira akamaro abanyamigabane cyangwa abantu ku giti cyabo. Idabanywaho nayo igomba gukora inama zisanzwe z'inama, kongera inyungu mu ishyirahamwe, kandi ugakomeza inyandiko zirambuye kugira ngo zikomeze imisoro.
Intambwe 9 zo Gufasha Gutangira Inzitiro Zidakwiye
Intambwe ya 1: Kora urufatiro rukomeye
Mbere yo gukemura impapuro no gutanga impapuro zimisoro, ni ngombwa gutekereza ku baturage cyangwa itsinda ridaharanira inyungu bazakorera. Kumenya ibikenewe byihariye mubaturage no kumushyigikira amakuru nuburyo bukomeye bwo gutangira kubaka urufatiro rudaharanira inyungu.
Amagambo asobanutse, yakozwe neza-yakozwe neza atwara imbere kandi atera abakozi, abakorerabushake, n'abaterankunga. Iyo bikozwe neza, bituma ishyirahamwe ryibandaho kandi rifasha kuyobora ibyemezo byingenzi kumuhanda. Hano hari inama zo kwandika imvugo ikomeye:
● Komeza neza, byoroshye, kandi byoroshye kwibuka.
Sobanura icyo kudaharanira inyungu bikora kandi bitera inkunga mu nteruro imwe cyangwa ibiri gusa.
● Ibuka, amagambo yo gukomera arashobora guhinduka uko umuryango ukura.
Intambwe ya 2: Kubaka gahunda ikomeye yubucuruzi
Gahunda yubucuruzi irambuye yo kudaharanira inyungu izasobanukirwa umubare wumuryango wabo witeze kuzana abakozi aho kwishingikiriza kubakorerabushake cyangwa bagaha akazi perezida cyangwa umuyobozi. Irerekana kandi uburyo bazakenera kwishingikiriza kumpano kugirango bashyigikire ibikorwa byabo byigenga.
Gahunda ikomeye yubucuruzi izaba ikubiyemo ibi bikurikira:
Incamake Nyobozi: Incamake yihuse yubutumwa bwatanazi, incamake yubushakashatsi bwisoko yerekana abaturage bakeneye, nuburyo gahunda idahwitse yo guhaza ibyo bikenewe.
Serivisi n'ingaruka: kwibira byimbitse muri gahunda, serivisi, cyangwa ibicuruzwa umuryango bizatanga no gusobanura neza intego zayo zo gukora impinduka nziza.
Gahunda yo kwamamaza: Ingamba zo gukwirakwiza Ijambo kubyerekeye serivisi zidaharanira inyungu na serivisi zayo.
Gahunda y'imikorere: Gusenyuka kw'ibikorwa by'umunsi, harimo n'imiterere y'inzego n'ibyo buri ruhare izakora.
Gahunda y'imari: Iyi gahunda isuzuma ubuzima bw'ubukungu nyirubwite, harimo amafaranga, ingengo yimari, amafaranga yinjiza, amafaranga yinjiza, ibiciro byinjira, kandi bikomeza.
Mbere yo gukomeza, reba niba andi mashyirahamwe akemura ibibazo bimwe. Abadaharanira inyungu bazahatanira abaterankunga bamwe nimpande niba irindi tsinda rikora imirimo isa. Kugira ngo wirinde ibi, ba nyir'ubwite barashobora gukoresha Inama y'igihugu y'ibikoresho bidaharanira inyungu kugirango ubone ibindi bidahwitse kandi urebe ko ubutumwa bugaragara.
Intambwe ya 3: Hitamo izina ryiza
Ikintu gikurikira na ba nyirubwite bagomba gukora ni ugutora izina ryihariye kuri badahwitse, nibyiza ikintu kigaragaza ubutumwa nicyo umuryango ukora. Niba yaziritse kubona izina ryiza, barashobora gukoresha izina ryubucuruzi amashanyarazi (nkumutwe wububiko) kubitekerezo hanyuma ubone imitobe yo guhanga.
Intambwe ya 4: Hitamo imiterere yubucuruzi
IRS imenya ubwoko butandatu bwibintu bidashyigikiwe, bitwikiriye ibintu byose mumiryango rusange kugera ku nyungu za coal inyungu ninyungu zabagwamo. Hano hari ubwoko bune busanzwe bwintangiriro:
1. 501 (c) (3): Imiryango y'abagiranye
Iki cyiciro gikubiyemo ibihangano bitandukanye by'amadini, uburezi, ubugiraneza, siyanse, n'ubuvanganzo. Harimo kandi imiryango rusange, urufatiro rwigenga, ndetse n'imiryango ya siporo ihuza amarushanwa yigihugu cyangwa mpuzamahanga.
A 501 (c) (3) irashobora kandi gushyiramo umuterankunga wiruka, ufasha gucunga no gushyigikira imishinga yubuntu. Iyi miryango y'abagiraneza igomba gukorera abaturage muburyo bumwe, kandi impano zahawe zirimo umusoro ku muterankunga.
2. 501 (c) (5): Umurimo, Ubuhinzi, n'amashyirahamwe y'ikimbo
Amashyirahamwe y'abakozi, nk'amashyirahamwe n'amatsinda y'ubuhinzi, mubisanzwe biri muri iki cyiciro. Bibanda ku bahagarariye abakozi n'abavoka rusange. Ariko, umusanzu muri iyi miryango ntabwo ari umusoro.
3. 501 (c) (7): Amakipe yo mu mibereho n'imyidagaduro
Iki cyiciro gikubiyemo amakipe yimibereho nimyidagaduro yashizwemo abayoboke no kwidagadura. Ingero zirimo clubs zo mugihugu, amatsinda yimvugo, clubs za siporo, nubuvandimwe. Byongeye kandi, imisanzu muriyi makini ntabwo igabanywa.
4. 501 (c) (9): Amashyirahamwe y'abakozi abakozi
Ibi bidaha agaciro bitanga inyungu nkubwishingizi bwubuzima na pansiyo. Tekereza ku mashyirahamwe agenga ubwishingizi bw'abakozi n'inyungu. Batanga ubuzima, indwara, n'impanuka ku banyamuryango babo, ubusanzwe abakozi b'isosiyete cyangwa itsinda.
Intambwe ya 5: Shiraho idaharanira inyungu kumugaragaro
Ba nyiri bamaze gufata ibyemezo bikomeye kandi bagategura ibyangombwa bikenewe, igihe kirageze cyo gushyiramo umusoro udasanzwe udasanzwe. Mugihe buri gihugu gifite inzira zacyo, muri rusange, ba nyirayo bazakenera:
● Filerekana ingingo zo gushiramo zirimo izina ryumuryango.
● Tanga ibisobanuro birambuye kubagize Inama y'Ubutegetsi.
● Hitamo imiterere (Isosiyete idahwitse, LLC, ubufatanye, nibindi).
● Tanga impapuro zashyizweho ku munyamabanga wa Leta wa Leta.
Uzuza kwiyandikisha kubikorwa byubufasha muri leta no kwishyura amafaranga yose.
● Gusaba gusonerwa imisoro na IRS.
Amashyirahamwe menshi akoresha IRS Ifishi 1023 (Ifishi ndende) gusaba imiterere yimisoro. Niba badateganya gukora munsi ya $ 50.000 buri mwaka, ba nyirubwite barashobora kwemererwa ku buryo bworoshye 1023-ez. Niba IRS ibemera gusaba, ba nyirayo bazahabwa ibaruwa yemeza kugirango yerekane imiterere yemewe.
Intambwe ya 6: Shaka Ein hanyuma ufungure konti ya banki
Kugirango ubone numero iranga umukoresha (Ein), Uzuza IGers Ifishi SS-4. Ba nyirubwite barashobora kubona iyi fomu kumurongo, ukoresheje iposita, cyangwa na fax. Nyuma yibyo, barashobora kohereza kuri IRS.
Ibikurikira, ba nyirubwite badaharanira inyungu barashobora gufungura konti ya banki. Bazakenera ein, izina ryumuryango, aderesi, hamwe namakuru yamakuru. Hano hari amabanki yo hejuru kubera kudaharanira inyungu, ukurikije NerDallet:
● Gutanga inguzanyo
Bluevine
Banki yo muri Amerika
Banki ya Oak Live
Intambwe 7: Hitamo Inama y'Ubuyobozi
Ingano na maquup yikibaho bizaterwa namategeko ya leta hamwe numuryango wamaguru. Mubisanzwe, imbaho zifite hagati yabanyamuryango batatu na 31, hamwe no kwigenga, bivuze ko bitaziguye kumuryango.
Abagize Inama y'Ubutegetsi bakina inshingano z'urufunguzo: Hire no kugenzura Umuyobozi Nshingwabikorwa, bemeza ingengo yimari, kandi ko uyu muryango ukomeza kuba inyangamugayo. Ba nyirubwite bamaze kugira abayoboke bake, bagomba kubatora mugihe cy'inama, cyane cyane iyo umuryango ufite abanyamuryango.
Inama NYUMA, ba nyirayo barashobora gutora abapolisi, harimo na Perezida, Visi Perezida, Umunyamabanga, n'Umubitsi. Izi nshingano zisanzwe zimara hafi umwaka, kandi abapolisi bafite inshingano zo gukora inama z'Inama y'Ubutegetsi no gufata ibyemezo bishyirwa mu bikorwa.
Intambwe ya 8: Gutegura Bhuzagukana n'amakimbirane ya politiki y'inyungu
Amategeko adaharanira inyungu ashyiraho amategeko yukuntu ishyirahamwe rikora, uburyo rizafata ibyemezo, hitamo abapolisi, no gukora inama. Mu buryo nk'ubwo, amakimbirane y'inyungu za politiki aremeza abapolisi, abagize Inama y'Ubutegetsi, n'abakozi ntibakoresha badaharanira inyungu zabo bwite. Inama y'Ubutegetsi ishinzwe kwemeza izo politiki no gukomeza kubagezaho.
Intambwe ya 9: Tangiza ubukangurambaga
Mu byiciro byambere, kudaharanira inyungu bizakenera gahunda ikomeye yo kuzamura amafaranga n'aho bizava. Niba ba nyirubwite badafite inkunga ikomeye kuva itangiriro, bizaba bikomeye kumuryango wabo kugirango bimara igihe kirekire bihagije. Inzira zimwe zishoboka zo gukusanya inkunga harimo inkunga no gutangira byihuta.
Kuzenguruka
Bamaze kuba ba nyir'abadari bafite ibyangombwa byabo byose byemewe n'amategeko byemejwe n'inkomoko y'inkunga bafite umutekano, barashobora gukomeza kumutangiza kumugaragaro. Ariko ibyo ntabwo ari iherezo ryurugendo. Ba nyirubwite badaharanira inyungu bagomba kandi gusohora kumushyigikira bose.
Nubwo gukora neza bidashobora gufata igihe, gahunda ikwiye yo kwamamaza irashobora gufasha kunoza inzira. Kurugero, byihuse bidaharanira inyungu birashobora kugera kubashobora kuba abaterankunga babo, amahirwe yabo yo gutsinda birenze gutangiza bwa mbere. Ibidashamirwa birashobora kuba akazi kenshi, ariko rwose birakwiye kubantu bizeye kugira icyo bakora.
Igihe cyohereza: Ukwakira-11-2024
